Last updated: 9 November 2026
This page explains (A) how FinDiligent Academy (“FinDiligent”, “we”, “us”) handles personal data, and (B) the nature and limits of our content. By using our website (findiligent.com), YouTube channel, social media pages, videos or courses (together, the “Content”), you agree to this page.
PART A – PRIVACY POLICY
1. Who we are
FinDiligent Academy creates educational content on financial due diligence, financial statement analysis, accounting and valuation, through short videos and online courses.
2. What personal data we collect
- Newsletter and forms: if you subscribe to our newsletter or fill in a form on this website, we collect your name and email address (and anything else you choose to write).
- Website analytics: we use Google Analytics (through Google Site Kit) to understand how many people visit and which pages they read. It uses cookies and collects data such as approximate location, device and browser type, and pages visited. We use this only in aggregate to improve the website.
- Hosting and security logs: our hosting provider (Hostinger) may automatically record technical data such as IP address and browser type, for security and site performance.
- We do not knowingly collect sensitive personal data, financial account details, or data of children. Our Content is intended for adults (18+).
3. Why we use it (purpose)
- To send you the newsletter or updates you asked for, and to reply to your messages.
- To understand and improve how our website is used.
- To keep the website secure and comply with law.
We do not sell, rent or trade personal data, and do not use it for any purpose you have not been told about.
3A. Cookies
Cookies are small files stored by your browser. We use them only for website analytics (Google Analytics) and basic site functioning. You can block or delete cookies in your browser settings; the website will still work. Google’s use of analytics data is described in Google’s privacy policy.
3B. Newsletter and unsubscribing
Newsletter emails are sent using our website provider’s email tool (Hostinger Reach). Every email has an unsubscribe link, and you can also ask us at any time to remove your email address.
4. Consent and your rights
Where we rely on your consent, you may withdraw it at any time by writing to us. Under the Digital Personal Data Protection Act, 2023 and the rules made under it, you may ask us to:
– tell you what personal data of yours we hold and how it is used;
– correct, complete or update it;
– erase it (unless we must keep it by law);
– nominate a person to exercise your rights in case of death or incapacity; and
– address any grievance about how your data is handled.
5. Retention and security
We keep personal data only as long as needed for the purpose above or as required by law, and protect it with reasonable security safeguards.
6. Third-party service providers and platforms
We use trusted service providers to run FinDiligent: Hostinger (website hosting and newsletter emails), Google (Google Analytics, YouTube), and Udemy (our courses are sold and delivered by Udemy). They process data under their own terms and privacy policies. When you use YouTube or Udemy directly, their policies apply, not ours.
7. The FinDiligent YouTube Messenger and Google user data
- The FinDiligent YouTube Messenger is a private tool used only by FinDiligent to manage its own YouTube channel. It is not offered to the public.
- With the channel owner’s permission (Google sign-in), it uses the YouTube Data API to upload our videos, set their visibility or publishing schedule, edit their titles, descriptions and tags, and list our channel’s videos.
- The only Google data stored is the access permission (OAuth token), kept securely in our private cloud account.
- We do not sell, share, rent or transfer Google user data, and do not use it for advertising or any purpose other than managing our own channel.
- Our use of information received from Google APIs adheres to the Google API Services User Data Policy, including the Limited Use requirements.
- Access can be withdrawn at any time from Google Account → Security → Third-party access.
8. Grievances and contact
For any privacy question, request or grievance, write to findiligence@gmail.com. We will acknowledge it and aim to resolve it within a reasonable time, and in any case within the period required by law.
PART B – DISCLAIMER
9. Educational purpose only
All Content is provided solely for general education and information. It explains financial concepts, accounting principles and how financial statements are analysed. It is not:
– investment advice, research, or a research report;
– a recommendation, solicitation or offer to buy, sell or hold any security, fund or financial product;
– legal, tax, accounting, audit or other professional advice; or
– a substitute for advice from a qualified professional who knows your circumstances.
10. Not registered with SEBI as an adviser or research analyst
FinDiligent and its creator are not registered with the Securities and Exchange Board of India (SEBI) as an Investment Adviser or Research Analyst, and do not provide investment advisory or research services. We do not give stock tips, price targets, trading calls or portfolio recommendations, do not manage money, and do not accept fees for investment advice.
11. No recommendation about any company or security
- Examples such as “Company A” and “Company B” are hypothetical, and figures marked “illustrative” are made up for teaching.
- Where a real company, filing or event is discussed, it is only to illustrate a concept, using publicly available information. Mentioning a company is not a view on its shares or a suggestion to deal in them.
- We do not use real-time or recent stock market price data in our Content.
- We do not promise or imply any return, profit, rank, job or outcome.
12. Views are personal
All views expressed are the personal views of the creator in an individual capacity. They do not represent the views of any employer, client, firm, fund or organisation the creator is or has been associated with. No confidential or unpublished price-sensitive information of any entity is used or shared in the Content.
13. Professional qualification
The creator is a Chartered Accountant. The Content is educational and is not an offer of professional services, and no professional or advisory relationship (including any chartered accountant–client relationship) is created by viewing it or by contacting us.
14. Do your own research and consult professionals
Investing in securities markets is subject to market risks. Read all related documents carefully before investing. Before making any financial, investment, tax or legal decision, do your own research and consult a SEBI-registered intermediary or other qualified professional.
15. Accuracy
We take care to base Content on reliable sources such as accounting standards, laws and published financial statements. However, laws, standards and facts change, and errors can occur. Content is provided “as is”, without any warranty of accuracy, completeness or timeliness, and may be simplified for teaching.
16. Our courses and links (disclosure)
FinDiligent’s videos may mention our own Udemy courses. These are our own paid products, and we earn income from them. Course mentions are educational recommendations of our own material, not paid endorsements of third parties. Links to external websites are for convenience only; we are not responsible for their content.
17. Limitation of liability
To the fullest extent permitted by law, FinDiligent and its creator are not liable for any loss or damage, direct or indirect, arising from any use of, or reliance on, the Content. You are solely responsible for your decisions.
18. Intellectual property
All Content, including videos, scripts, graphics, the FinDiligent name and logo, is owned by FinDiligent and protected under the Copyright Act, 1957 and other applicable laws. You may share links to our Content, but may not copy, republish or sell it without written permission. Third-party names and trademarks belong to their owners and are used only for identification and education.
19. Governing law and jurisdiction
This page is governed by the laws of India. Courts at New Delhi, India shall have exclusive jurisdiction.
20. Changes and contact
We may update this page from time to time; the latest version will always be here. Questions: findiligence@gmail.com